Best Junior cash ISA rates

A Junior cash ISA is tax-free cash held for a child. The Junior ISA allowance is £9,000 a year, and it is separate from the adult £20,000 allowance. The money usually cannot be taken out before the child turns 18.

Sunny smiling
More filters

Reset filters

Looking for a children's savings account? See the children's savings list →

9 accounts (3 more accounts with conditions · show them)

Sorted by highest rate · Checked 17 Oct 2026, 09:52

We may earn a fee if you open an account through a paid link. The top 5 results are never ads. Fees never change the order.

  5. Don't miss a better rate

    We will email you if a higher comparable rate appears. Two separate choices. Neither is ticked for you.

    We email a confirmation link before anything is sent. Privacy
Tick up to 4 accounts to compare them side by side

Questions

Can the money be taken out before 18?

Usually not, except in limited cases the provider states. The account page is the place to read that rule.

Are other children’s savings accounts on this list?

No. This page is Junior cash ISAs. Children’s easy-access accounts and regular savers are under children’s savings.

The ClearRates weekly

Catch every sunny spell.

One short email a week with the brightest new savings rates, straight from Sunny. No spam, no storms.

Free. Unsubscribe any time. We email a confirmation link before the weekly starts. Privacy