Savings guides
What to do with the cash at a particular moment. These pages do not name a product to buy. The rate tables do that, and a fee never changes their order.
Inherited money: things to think about before you decideInherited a sum of money? Why many people pause first, how FSCS protects up to £1.4m for six months, tax on the interest, ISAs and when to get advice.Read guideYour fixed rate is ending: what happens nextFixed-rate bond or fixed cash ISA maturing? What usually happens on the maturity date, how to compare, ISA transfers, tax on the interest and FSCS.Read guideSaving for a first home: where to keep your depositSaving for a first-home deposit in the UK: Lifetime ISA rules and the planned First Time Buyer ISA, matching accounts to your buying date, and FSCS.Read guideNew baby: getting your savings readyHaving a baby? Rebuilding your household buffer for parental leave, claiming Child Benefit, cash Junior ISAs, children's accounts, Premium Bonds and the £100 parent rule.Read guideRedundancy: looking after your cashMade redundant? Free debt help first, then how redundancy pay is taxed, keeping a buffer in easy access, benefits savings limits, FSCS protection and when to get advice.Read guideRetiring soon: the cash side of your plansApproaching retirement? Free Pension Wise guidance first, then the cash part of a retirement plan, the over-65 cash ISA rule, tax on interest, Premium Bonds and FSCS.Read guideSelling a house: keeping the proceeds safeSold your home or about to? FSCS temporary high balance protection up to £1.4m for six months, keeping access before your next purchase, splitting by timeframe, tax and when to get advice.Read guide
Shorter notes on AER, tax and FSCS are in the guides. Children's account rates are on Children's savings.