Before you apply
- No withdrawals until the end of the term.
- The term is 1 year.
What you'd earn in a year
If you save
- Interest at 4.78% AER
- £239.00
- About
- £239.00
Before tax: about £239 a year on £5,000. Information only, not a recommendation.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the OneSavings Bank plc (OSB Group) licence.
Legal name: OneSavings Bank plc (OSB Group).
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £1,000
- Withdrawals
- No withdrawals until the end of the term
- Manage
- Online
Interest
- Rate
- 4.78% AER fixed
- Monthly
- 4.68% gross / 4.78% AER
- At the end of the term (headline)
- 4.78% gross / 4.78% AER
- Interest paid
- Monthly or annually
- Term
- 12 months
Who can open it
- ISA
- Cash ISA
New money limited to your £20,000 yearly ISA allowance.
Source: kentreliance.co.uk · Last verified 17 Oct 2026, 12:17 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
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