Before you apply
- No withdrawals until the end of the term.
- The term is 3 years.
What you'd earn in a year
If you save
- Interest at 4.96% AER
- £248.00
- About
- £248.00
Before tax: about £248 each year on £5,000 for 3 years. Information only, not a recommendation.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the OneSavings Bank plc (OSB Group) licence.
Legal name: OneSavings Bank plc (OSB Group).
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £1,000
- Withdrawals
- No withdrawals until the end of the term
- Manage
- Online
Interest
- Rate
- 4.96% AER fixed
- Monthly
- 4.85% gross / 4.96% AER
- Annual (headline)
- 4.96% gross / 4.96% AER
- Interest paid
- Monthly or annually
- Term
- 36 months
Source: kentreliance.co.uk · Last verified 17 Oct 2026, 09:38 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
Similar accounts
3 Year FixedChetwood Bank5.23% AER3 Year Fixed Rate BondGB Bank5.20% AER3 Year Fixed BondVanquis Bank5.16% AERSee all fixed rate accounts →Don't miss a better rate
We will email you if a higher comparable rate appears. Two separate choices. Neither is ticked for you.