Before you apply
- Needs a Club Lloyds or Premier current account.
- Club Lloyds: £5/month fee, refunded in any month you pay in £2,000+.
- The term is 1 year.
What a monthly payment earns
If you pay in each month
- About 6.25% AER on monthly payments for 12 months
- £101.56
- Current account fee (£5 a month)
- −£60.00
- Roughly what you'd be up by
- £41.56
Pay in £3,000 over the year, earn about £101.56, finish with about £3,101.56. Why you earn about half the headline.
Before tax. This assumes the stored rate stays the same. Each monthly payment earns interest for the months left in the term, about 6.5 months on average. Information only, not a recommendation. If you already pay for the current account, ignore the fee line.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the Lloyds Bank plc licence, which also covers MBNA. Money with these brands shares one protection limit.
Legal name: Lloyds Bank plc.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £25
- Maximum each month
- £250
- Minimum each month
- £25
- Withdrawals
- Unlimited withdrawals
- Manage
- Online
Interest
- Rate
- 6.25% AER fixed
- Gross rate
- 6.25%
- Paid
- Not yet checked
- Term
- 12 months
Who can open it
- Requirement
- Needs a Club Lloyds or Premier current account
Source: lloydsbank.com · Last verified 17 Oct 2026, 09:52 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
Similar accounts
Regular SaverSantander · Needs a Santander current account (not a 1|2|3 Mini account held in Trust)8.00% AERRegular Saver Accountfirst direct · Needs a first direct 1st Account7.00% AERRegular SaverCo-operative Bank · Needs a Co-operative Bank current account (smile accounts are not eligible)7.00% AERSee all regular savers accounts →
Don't miss a better rate
We will email you if a higher comparable rate appears. Two separate choices. Neither is ticked for you.