Before you apply
- Includes a 0.60% bonus. After that, the stored rate is 3.74% AER.
What you'd earn in a year
If you save
- Interest at 4.34% AER on a balance up to £2,000,000
- £217.00
- About
- £217.00
Before tax: about £217 a year on £5,000. Information only, not a recommendation.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the Monument Bank Ltd licence.
Legal name: Monument Bank Ltd.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £10,000
- Max balance
- £2,000,000 (including transfers in). Applies across all your Monument accounts
- Transfers in
- Yes
- Withdrawals
- Unlimited withdrawals
- Manage
- App only
Interest
- Rate
- 4.34% AER variable
- Gross rate
- 4.26%
- Includes bonus
- 0.60%
- Rate after bonus
- 3.74% AER
- Interest paid
- Monthly
Who can open it
- ISA
- Cash ISA · flexible · transfers in
New money limited to your £20,000 yearly ISA allowance.
Source: monument.co · Last verified 17 Oct 2026, 09:51 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
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