Before you apply
- No withdrawals until the end of the term.
- The term is 3 years.
What you'd earn in a year
If you save
- Interest at 5.10% AER on up to £1,000,000
- £255.00
- About
- £255.00
Before tax: about £255 each year on £5,000 for 3 years. Information only, not a recommendation.
Is my money safe?
Backed by HM Treasury — 100%, no limit.
Legal name: National Savings and Investments (HM Treasury backed).
How NS&I protects your money ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £500
- Maximum
- £1,000,000
- Withdrawals
- No withdrawals until the end of the term
- Manage
- Online
Interest
- Rate
- 5.10% AER fixed
- Gross rate
- 5.10%
- Interest paid
- Annually
- Term
- 36 months
Source: nsandi.com · Last verified 17 Oct 2026, 09:38 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
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