NS&I

Premium Bonds

  • Premium Bonds
  • Variable rate

The stored rate applies from £25 up to £50,000.

What you'd earn in a year

If you save

Interest at 4.35% AER on up to £50,000
£218.00
About
£218.00

Before tax: about £218 a year on £5,000. Information only, not a recommendation.

Is my money safe?

Backed by HM Treasury — 100%, no limit.

Legal name: National Savings and Investments (HM Treasury backed).

How NS&I protects your money ↗ (opens in a new tab)

Key facts

Money in and out

Minimum deposit
£25
Maximum
£50,000
Withdrawals
Unlimited withdrawals
Manage
Online

Interest

Rate
4.35% AER variable
Gross rate
4.35%
Paid
Not yet checked

Source: nsandi.com · Last verified 17 Oct 2026, 09:38 UK time

Rate history

We started tracking this account on 14 Oct 2026. Further changes will show here.

4.35% · 14 Oct 2026

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No other open account is stored in this category.

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