Recognise Bank

1 Year Fixed Rate Account

  • Fixed rate
  • 1 year
  • Interest paid monthly or annually

Fixed for 1 year. The stored rate applies from £1,000 up to £250,000.

Before you apply

  1. No withdrawals until the end of the term.
  2. The term is 1 year.

What you'd earn in a year

If you save

Interest at 5.10% AER on up to £250,000
£255.00
About
£255.00

Before tax: about £255 a year on £5,000. Information only, not a recommendation.

Is my money safe?

FSCS protected: up to £120,000 per person, per banking licence.

This account is on the Recognise Bank Ltd licence.

Legal name: Recognise Bank Ltd.

Check protection on the FSCS website ↗ (opens in a new tab)

Key facts

Money in and out

Minimum deposit
£1,000
Maximum
£250,000
Withdrawals
No withdrawals until the end of the term
Manage
Online

Interest

Rate
5.10% AER fixed
Monthly
4.98% gross / 5.10% AER
At the end of the term (headline)
5.10% gross / 5.10% AER
Interest paid
Monthly or annually
Term
12 months

Source: recognisebank.co.uk · Last verified 17 Oct 2026, 09:38 UK time

Rate history

We started tracking this account on 14 Oct 2026. Further changes will show here.

5.10% · 14 Oct 2026

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