Before you apply
- Needs a Santander Edge or Edge Explorer current account.
- £3/month Edge fee.
- Balances above £4,000 earn no interest on Edge Saver.
- Includes a 2.50% bonus for 12 months. After that, the stored rate is 3.50% AER.
What you'd earn in a year
If you save
- Interest at 6.00% AER on up to £4,000
- £240.00
- Current account fee (£3 a month)
- −£36.00
- Roughly what you'd be up by
- £204.00
Before tax: about £240 a year on £4,000. Information only, not a recommendation. If you already pay for the current account, ignore the fee line.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the Santander UK plc licence, which also covers Cahoot. Money with these brands shares one protection limit.
Legal name: Santander UK plc.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £1
- Maximum
- £4,000
- Withdrawals
- Unlimited withdrawals
- Manage
- Online
Interest
- Rate
- 6.00% AER variable
- Gross rate
- 5.84%
- Includes bonus
- 2.50% for 12 months
- Rate after bonus
- 3.50% AER
- Interest paid
- Monthly
Who can open it
- Requirement
- Needs a Santander Edge or Edge Explorer current account
Source: santander.co.uk · Last verified 17 Oct 2026, 09:38 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
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