What you'd earn in a year
If you save
- Interest at 2.70% AER on a balance up to £500,000
- £135.00
- About
- £135.00
Before tax: about £135 a year on £5,000. Information only, not a recommendation.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the Shawbrook Bank Ltd licence, which also covers Whiteaway Laidlaw (via Raisin). Money with these brands shares one protection limit.
Legal name: Shawbrook Bank Ltd.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £1,000
- Max balance
- £500,000 (including transfers in)
- Transfers in
- Yes
- Withdrawals
- Unlimited withdrawals
- Manage
- Online
Interest
- Rate
- 2.70% AER variable
- Monthly
- 2.67% gross / 2.70% AER
- Annual (headline)
- 2.70% gross / 2.70% AER
- Interest paid
- Monthly or annually
Who can open it
- ISA
- Cash ISA · transfers in
New money limited to your £20,000 yearly ISA allowance.
Source: shawbrook.co.uk · Last verified 17 Oct 2026, 09:38 UK time
Rate history
We started tracking this account on 15 Oct 2026. Further changes will show here.
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