Before you apply
- No withdrawals until the end of the term.
- The term is 19 months.
What you'd earn in a year
If you save
- Interest at 4.81% AER
- £240.00
- About
- £240.00
Before tax: about £240 a year on £5,000 for 19 months. The term is 19 months, so this is a year of the AER, not the interest over the term. Information only, not a recommendation.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the Skipton Building Society licence.
Legal name: Skipton Building Society.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £1
- Withdrawals
- No withdrawals until the end of the term
- Manage
- Online
Interest
- Rate
- 4.81% AER fixed
- Monthly
- 4.71% gross / 4.81% AER
- Annual (headline)
- 4.81% gross / 4.81% AER
- Interest paid
- Monthly or annually
- Where it goes
- Interest is added to this account.
- Term
- 19 months
Who can open it
- ISA
- Cash ISA
New money limited to your £20,000 yearly ISA allowance.
Source: skipton.co.uk · Last verified 17 Oct 2026, 12:18 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
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