Tesco Bank

Instant Access Cash ISA

  • Cash ISA
  • Variable rate
  • Interest paid annually
  • ISA

Cash ISA. Information only, not a recommendation.

Before you apply

  1. Includes a 3.15% bonus for 12 months. After that, the stored rate is 1.05% AER.

What you'd earn in a year

If you save

Interest at 4.20% AER
£210.00
About
£210.00

Before tax: about £210 a year on £5,000. Information only, not a recommendation.

Is my money safe?

FSCS protected: up to £120,000 per person, per banking licence.

This account is on the Barclays Bank UK PLC licence.

Legal name: Barclays Bank UK PLC.

Check protection on the FSCS website ↗ (opens in a new tab)

Key facts

Money in and out

Minimum deposit
£1
Withdrawals
Unlimited withdrawals
Manage
Online

Interest

Rate
4.20% AER variable
Gross rate
4.20%
Includes bonus
3.15% for 12 months
Rate after bonus
1.05% AER
Interest paid
Annually

Who can open it

ISA
Cash ISA · flexible

New money limited to your £20,000 yearly ISA allowance.

Source: tescobank.com · Last verified 17 Oct 2026, 12:17 UK time

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