Children's savings

Children's savings accounts. Cash Junior ISAs are on the Junior ISA list. The allowance, the £100 parent rule and Premium Bonds are in the children's savings guide. Re-check the Junior ISA figure after the 28 October 2026 Budget.

Read the children's savings guide.

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Looking for a Junior ISA? See the Junior ISA list →

8 accounts for £4,000

Sorted by highest rate · Checked 17 Oct 2026, 09:51

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  2. Branch-only Demelza Children's Savings Account - Issue 11

    Kent Reliance

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    Children's savings · Checked 7 hours ago · verified at source · Report a wrong rate

    4.18%AER variableMinimum deposit £10

    about £167 a year on £4,000

    FSCS protected · limit shared with OneSavings Bank plc (OSB Group)

    Monthly: 4.10% gross / 4.18% AER · Annual: 4.18% gross / 4.18% AER

    View details: Branch-only Demelza Children's Savings Account - Issue 11

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Monthly savings

These accounts cannot take £4,000 as a lump sum. The figure is for saving the monthly maximum.

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