Before you apply
- Includes a 3.25% bonus for 12 months. After that, the stored rate is 0.90% AER.
What you'd earn in a year
If you save
- Interest at 4.15% AER on up to £2,000,000
- £208.00
- About
- £208.00
Before tax: about £208 a year on £5,000. Information only, not a recommendation.
Is my money safe?
FSCS protected: up to £120,000 per person, per banking licence.
This account is on the Bank of Ireland (UK) plc licence.
Legal name: Bank of Ireland (UK) plc.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Minimum deposit
- £1
- Maximum
- £2,000,000
- Withdrawals
- Unlimited withdrawals
- Manage
- Online
Interest
- Rate
- 4.15% AER variable
- Monthly
- 4.07% gross / 4.15% AER
- Annual (headline)
- 4.15% gross / 4.15% AER
- Includes bonus
- 3.25% for 12 months
- Rate after bonus
- 0.90% AER
- Interest paid
- Monthly or annually
Source: postoffice.co.uk · Last verified 17 Oct 2026, 09:52 UK time
Rate history
We started tracking this account on 14 Oct 2026. Further changes will show here.
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