Before you apply
- Bonus only paid if the account stays open for 12 months.
- This account is not an ISA.
- The listed 4.55% AER includes a 1.55% bonus for 12 months, then 3.00% AER variable.
- A 1.55% AER introductory bonus is paid only if the account stays open for 12 months.
What you'd earn in a year
If you save
- Interest at 4.55% AER on up to £20,000
- £228.00
- About
- £228.00
Before tax: about £228 a year on £5,000. Information only, not a recommendation.
Is my money safe?
Held across a panel of banks. How this account is protected.
Legal name: Tembo Savings Limited.
Check protection on the FSCS website ↗ (opens in a new tab)Key facts
Money in and out
- Maximum
- £20,000
- Withdrawals
- Unlimited withdrawals
- Manage
- App only
Interest
- Rate
- 4.55% AER variable
- Includes bonus
- 1.55% for 12 months
- Rate after bonus
- 3.00% AER
- Interest paid
- Monthly
Who can open it
- Requirement
- Bonus only paid if the account stays open for 12 months
- Residency
- Age 18 or over. UK resident
Source: tembomoney.com · Last verified 18 Oct 2026, 21:22 UK time
Rate history
2 stored rates, from 15 Oct 2026 to 18 Oct 2026.
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