ISAs

A cash ISA pays interest tax-free. You can put up to £20,000 a year into adult ISAs, across cash and stocks and shares. A Lifetime ISA has a £4,000 yearly limit inside that £20,000, and a withdrawal charge if the money comes out early.

A flexible ISA lets you take money out and put it back in the same tax year. How that works

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35 accounts for £5,000

Sorted by highest rate · Checked 17 Oct 2026, 17:30

We may earn a fee if you open an account through a paid link. The top 5 results are never ads. Fees never change the order.

  1. 5 Year Fixed Rate Cash ISA

    Shawbrook Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 5 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    5.25%AER fixedMax balance £250,000 (including transfers in)Minimum deposit £1,000

    about £263 each year on £5,000 for 5 years

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Shawbrook Bank Ltd

    Monthly: 5.13% gross / 5.25% AER · Annual: 5.25% gross / 5.25% AER

    View details: 5 Year Fixed Rate Cash ISA
  2. App-onlyFlexible

    Fixed Rate Cash ISA 3 Year

    Tandem Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 3 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    5.13%AER fixedMax balance £250,000 (including transfers in), across all Tandem ISAsMinimum deposit £0

    about £257 each year on £5,000 for 3 years

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Tandem Bank Ltd

    Interest paid: not yet checked

    View details: Fixed Rate Cash ISA 3 Year
  3. App-onlyFlexible

    Fixed Rate Cash ISA 5 Year

    Tandem Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 5 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    5.13%AER fixedMax balance £250,000 (including transfers in), across all Tandem ISAsMinimum deposit £0

    about £257 each year on £5,000 for 5 years

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Tandem Bank Ltd

    Interest paid: not yet checked

    View details: Fixed Rate Cash ISA 5 Year
  5. App-onlyFlexible

    Fixed Rate Cash ISA 2 Year

    Tandem Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 2 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    5.08%AER fixedMax balance £250,000 (including transfers in), across all Tandem ISAsMinimum deposit £0

    about £254 each year on £5,000 for 2 years

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Tandem Bank Ltd

    Interest paid: not yet checked

    View details: Fixed Rate Cash ISA 2 Year

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  7. Three year fixed rate cash ISA - issue 5

    Kent Reliance

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 3 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.97%AER fixedMinimum deposit £1,000

    about £249 each year on £5,000 for 3 years

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with OneSavings Bank plc (OSB Group)

    Monthly: 4.86% gross / 4.97% AER · Annual: 4.97% gross / 4.97% AER

    View details: Three year fixed rate cash ISA - issue 5

  8. Two year fixed rate cash ISA - Issue 5

    Kent Reliance

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 2 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.92%AER fixedMinimum deposit £1,000

    about £246 each year on £5,000 for 2 years

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with OneSavings Bank plc (OSB Group)

    Monthly: 4.81% gross / 4.92% AER · Annual: 4.92% gross / 4.92% AER

    View details: Two year fixed rate cash ISA - Issue 5

  9. 1 Year Fixed Rate Cash ISA

    Hodge Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 1 year · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.92%AER fixedMinimum deposit £1,000

    about £246 a year on £5,000

    Transfers in: no

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Julian Hodge Bank Ltd

    Monthly: 4.81% gross / 4.92% AER · At the end of the term: Not stated by provider / 4.92% AER

    View details: 1 Year Fixed Rate Cash ISA

  12. 2 Year Fixed Rate Cash ISA

    Shawbrook Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 2 years · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.85%AER fixedMax balance £250,000 (including transfers in)Minimum deposit £1,000

    about £243 each year on £5,000 for 2 years

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Shawbrook Bank Ltd

    Monthly: 4.75% gross / 4.85% AER · Annual: 4.85% gross / 4.85% AER

    View details: 2 Year Fixed Rate Cash ISA
  13. App-onlyFlexible

    Fixed Rate Cash ISA 1 Year

    Tandem Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 1 year · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.85%AER fixedMax balance £250,000 (including transfers in), across all Tandem ISAsMinimum deposit £0

    about £243 a year on £5,000

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Tandem Bank Ltd

    Interest paid: not yet checked

    View details: Fixed Rate Cash ISA 1 Year

  14. 19 Month Fixed Rate Cash ISA

    Skipton Building Society

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 19 months · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.81%AER fixedMinimum deposit £1

    about £240 a year on £5,000 for 19 months

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Skipton Building Society

    Monthly: 4.71% gross / 4.81% AER · Annual: 4.81% gross / 4.81% AER

    View details: 19 Month Fixed Rate Cash ISA

  15. One year fixed rate cash ISA - Issue 6

    Kent Reliance

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 1 year · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.78%AER fixedMinimum deposit £1,000

    about £239 a year on £5,000

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with OneSavings Bank plc (OSB Group)

    Monthly: 4.68% gross / 4.78% AER · At the end of the term: 4.78% gross / 4.78% AER

    View details: One year fixed rate cash ISA - Issue 6
  16. Flexible

    15 Month Fixed Rate Cash ISA

    Paragon Bank

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    Cash ISA · 15 months · Checked 8 hours ago · verified at source · Report a wrong rate

    4.75%AER fixedMax balance £500,000 (including transfers in)Minimum deposit £500

    about £238 a year on £5,000 for 15 months

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Paragon Bank plc

    Interest: Monthly or annual

    View details: 15 Month Fixed Rate Cash ISA

  20. Active Savings Cash ISA (easy access)

    Hargreaves Lansdown Active Savings

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.52%AER variableMinimum deposit £1

    about £226 a year on £5,000

    Transfers in: yes

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Held across a panel of banks

    Interest paid: not yet checked

    View details: Active Savings Cash ISA (easy access)

  21. Online 1 Year Double Access Cash ISA

    Progressive Building Society

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · 1 year · Checked 8 hours ago · verified at source · Report a wrong rate

    4.50%AER variableMinimum deposit £1

    about £225 a year on £5,000

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Progressive Building Society

    Interest: Annual

    View details: Online 1 Year Double Access Cash ISA
  23. Flexible

    Triple Access Cash ISA (issue 9)

    Vanquis Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    After 3 withdrawals the rate is 2.25% AER.

    Cash ISA · Checked 6 hours ago · verified at source · Report a wrong rate

    4.30%AER variableMinimum deposit £1,000

    about £215 a year on £5,000

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Vanquis Bank Ltd

    Interest paid: not yet checked

    View details: Triple Access Cash ISA (issue 9)

  24. Easy Access Cash ISA

    Charter Savings Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 6 hours ago · verified at source · Report a wrong rate

    4.26%AER variableMax balance £1,500,000 (including transfers in)Minimum deposit £1

    about £213 a year on £5,000

    Transfers in: yes. Existing ISA transfers count towards this balance, not the yearly allowance.

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Charter Court Financial Services Limited

    Interest: Monthly

    View details: Easy Access Cash ISA
  26. Flexible

    Easy access cash ISA - Issue 2

    Kent Reliance

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.24%AER variableMinimum deposit £1

    about £212 a year on £5,000

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with OneSavings Bank plc (OSB Group)

    Monthly: 4.16% gross / 4.24% AER · Annual: 4.24% gross / 4.24% AER

    View details: Easy access cash ISA - Issue 2

  29. Easy Access Online ISA (Issue 10)

    Hampshire Trust Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.06%AER variableMax balance £250,000 (including transfers in)Minimum deposit £1

    about £203 a year on £5,000

    Transfers in: yes

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Hampshire Trust Bank plc

    Interest: Annual

    View details: Easy Access Online ISA (Issue 10)
  30. App-onlyFlexible

    Instant Access Cash ISA

    Tandem Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 49 minutes ago · verified at source · Report a wrong rate

    4.00%AER variableMax balance £250,000 (including transfers in)Minimum deposit not confirmed

    about £200 a year on £5,000

    Transfers in: yes

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Tandem Bank Ltd

    Interest: Monthly

    View details: Instant Access Cash ISA
  31. Flexible

    Two Access Cash ISA Saver

    Skipton Building Society

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    Cash ISA · 1 year · Checked 49 minutes ago · verified at source · Report a wrong rate

    3.90%AER variableMax balance £1,000,000 (including transfers in)Minimum deposit £1

    about £195 a year on £5,000

    Transfers in: yes

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Skipton Building Society

    Monthly: 3.83% gross / 3.90% AER · At the end of the term: 3.90% gross / 3.90% AER

    View details: Two Access Cash ISA Saver

  33. Easy Access Cash ISA - Issue 35

    Shawbrook Bank

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 49 minutes ago · verified at source · Report a wrong rate

    2.70%AER variableMax balance £500,000 (including transfers in)Minimum deposit £1,000

    about £135 a year on £5,000

    Transfers in: yes

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Shawbrook Bank Ltd

    Monthly: 2.67% gross / 2.70% AER · Annual: 2.70% gross / 2.70% AER

    View details: Easy Access Cash ISA - Issue 35
  34. Flexible

    Cash ISA Saver

    Skipton Building Society

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Cash ISA · Checked 49 minutes ago · verified at source · Report a wrong rate

    2.05%AER variableMax balance £1,000,000 (including transfers in)Minimum deposit £1

    about £103 a year on £5,000

    Transfers in: yes

    New money limited to your £20,000 yearly ISA allowance.

    FSCS protected · limit shared with Skipton Building Society

    Monthly: 2.03% gross / 2.05% AER · Annual: 2.05% gross / 2.05% AER

    View details: Cash ISA Saver
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