Smaller pots

Easy access accounts that can take £1,000. A low maximum still qualifies when it is at least £1,000, and the minimum cannot be above £1,000. Top picks use that same list.

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Best for smaller pots

Santander
6.00%

Minimum deposit £1

Maximum deposit £4,000

AER · Easy access · Online · FSCS

Checked 6 hours ago · verified at source

about £60 a year on £1,000

Read customer reviews on Trustpilot ↗ (opens in a new tab)

Needs a Santander Edge or Edge Explorer current account

£3/month Edge fee; balances above £4,000 earn no interest on Edge Saver.

View details

Top picks are the two highest fresh UK FSCS rates that already passed this page’s filters, including the amount, the minimum deposit and any maximum. Extra conditions, existing-customer limits and regional limits stay out unless that filter is on. Fewer than two matches, and this block stays hidden.

13 accounts for £1,000

Sorted by highest rate · Checked 17 Oct 2026, 09:52

We may earn a fee if you open an account through a paid link. The top 5 results are never ads. Fees never change the order.

  3. App-only

    Easy Access Saver (boosted)

    Chase UK

    Read customer reviews on Trustpilot ↗ (opens in a new tab)

    Needs a Chase current account. Available to new customers for the first 31 days.

    Boosted rate for new customers in first 31 days from join (from 29 Dec 2025); one boosted saver per customer.

    Easy access · Checked 6 hours ago · verified at source · Report a wrong rate

    4.50%AER variableMinimum deposit £1

    about £45 a year on £1,000

    FSCS protected · limit shared with J.P. Morgan Europe Limited

    Interest paid: not yet checked

    View details: Easy Access Saver (boosted)

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