Best savings rates on £50,000
Some rates only apply below a balance, and some accounts refuse a deposit this large. This page sets the amount to £50,000 so tiered rates and maximum balances are applied. £50,000 is under the current FSCS deposit limit, but two accounts on the same licence are added together. A £50,000 pot plus other savings with that firm can cross the limit. The limit is not advice to split or to concentrate the cash. ClearRates orders the rows on this page by the annual equivalent rate and the account terms. A fee, where a provider pays one, does not move a row, and the first five results are never an advert. Each row shows when it was last checked, in UK time, and whether the UK Financial Services Compensation Scheme covers that licence. A rate unchecked for 48 hours is marked stale and drops out of a highest-rate headline. A rate unchecked for more than seven days stays in this list, shows the date it was last checked, and is named in the needs-check report. An empty list means those accounts are still being checked. This page is information, not a recommendation to open, switch or stay. Read the provider’s own page before moving money, including the minimum, the withdrawals and which banking licence the account uses. The FSCS limit applies per person, per authorised firm, so brands that share a licence share one limit.
128 accounts for £50,000 (6 more accounts with conditions · show them)
Sorted by highest rate · Checked 17 Oct 2026, 12:52We may earn a fee if you open an account through a paid link. The top 5 results are never ads. Fees never change the order.
Questions
Does £50,000 earn the headline rate on every account?
No. Where a provider pays different rates on different slices, the row uses the tier that contains £50,000.
Is £50,000 covered twice if I open two accounts?
Not if both accounts use the same UK banking licence. The limit is per person, per firm.